Compliance
Certificate of Insurance (COI)
A certificate of insurance (COI) is a one-page document proving a cleaning vendor carries valid liability and workers’ compensation coverage, naming policy limits and often the client as an additional insured.
In Depth
Buyers request a COI before work begins to confirm coverage for property damage, injuries, and employee claims. The client is frequently added as an "additional insured" so the vendor’s policy responds first to covered incidents on site.
Why It Matters
Hiring an uninsured cleaner exposes the building owner to liability for on-site injuries and damage. A current COI is a baseline vendor-vetting requirement.
Related Terms
Related Resources
Frequently Asked
What is certificate of insurance in commercial cleaning?
A certificate of insurance (COI) is a one-page document proving a cleaning vendor carries valid liability and workers’ compensation coverage, naming policy limits and often the client as an additional insured.
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